Don't tell her, but I've worked out what I'm getting Sarah for Christmas - a life insurance policy for myself.
Sure, it doesn't sound that romantic but it's motivated by a desire to provide in the case of my untimely death. Though it could also be interpreted as me fearing for my life, possibly even at Sarah's hands. Hmm. Will have to think through how I sell this one to her.
My MTS trainer has a good policy with insurance (completely unintentional pun), he insures anything that would ruin him financially. Thus something like a house burning down would qualify, crashing a car would not. It sounds like wise stewardship to me. If you were trying to prooftext it with the bible, you'd probably head more towards the idea of not insuring anything and finding treasure in heaven, but all things considered it still sounds wise to me.
A question to the blokes out there: is this something you've also considered? I'm not getting a kickback from the insurance companies, but it seems like the wise thing to do. We all think we're invincible at a young age, but who knows how many days God has numbered for us? And I imagine there would be a significant financial (and emotional) adjustment Sarah would need to make if I was called home to glory. Speaking of which, it would be a great irony were I to post this and then somehow die before I actually purchased the insurance. That's it. It's on my 'to do' list for today.
Most superannuation accounts have attached life insurance policies which you can fund from your super contributions.
ReplyDeleteThey are generally much cheaper than the standard variety too.
Might be worth looking in to this option.
Considered it, gone with the flow, forgotten about it.
ReplyDeleteThanks guys. You've each given me further food for thought in different ways. having no firm theological objection to insurance, ultimately it will come down to if I think I can afford it... or, as I assume may have happened with Gordo, if I bother to get around to it before I forget.
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